Legal · INSUR.LIVE

Terms of Use

Last updated: July 2, 2026 · Under legal review; the current version is provided for transparency.

Full RU/UK translation is coming; the English version governs. · Полный перевод появится позже; действует английская версия. · Повний переклад з'явиться згодом; діє англійська версія.

1. What this service is

The Health Coverage Map is a free, education-only tool. It explains publicly available health-coverage rules in plain language, based on the answers you provide. It is not legal, tax, insurance, or immigration advice, and it is not an application for coverage. Results describe options and ranges, not recommendations; figures are estimates built from public data and may change as rules change.

2. No enrollment, no steering

The tool does not enroll you in any plan, does not rank or recommend specific plans or carriers, and does not require you to work with any particular agent. What you do next — use your own agent, contact us, use any other agent, or act on your own — is entirely your choice.

3. Accuracy and freshness

We verify the rules behind the tool against public sources and show the date the rules were last confirmed. When a fact cannot be verified as current, the tool withholds it rather than showing stale information. Despite this, rules change and errors are possible; always confirm important decisions with the official source or a licensed professional.

4. Saved results

Saving is optional. Save links expire after 7 days; your saved record is kept until you request deletion (see our Privacy Policy). Do not forward your personal save link; share the tool itself instead.

5. Acceptable use

Do not use the service to scrape data, probe pricing at scale, misrepresent identity, or interfere with its operation.

6. SMS program

Text messaging is governed by the SMS section of our Privacy Policy (frequency, STOP/HELP, rates disclosure) and our SMS Program page. Consent to texts is never a condition of use.

7. Changes

We may update these terms; the "last updated" date reflects the current version.

Contact

INSUR LIVE LLC · 1100 Brickell Bay Dr, 77-J, Miami, FL 33131 · (305) 775-3215 · support@insur.live