Last updated: July 2, 2026 · These terms are under legal review; the current version is provided for transparency.
The Health Coverage Map (map.insur.live) is a free, education-only tool. It explains publicly available health-coverage rules in plain language, based on the answers you provide. It is not legal, tax, insurance, or immigration advice, and it is not an application for coverage. Results describe options and ranges, not recommendations; figures are estimates built from public data and may change as rules change.
The tool does not enroll you in any plan, does not rank or recommend specific plans or carriers, and does not require you to work with any particular agent. What you do next — use your own agent, contact us, use any other agent, or act on your own — is entirely your choice.
We verify the rules behind the tool against public sources and show the date the rules were last confirmed. When a fact cannot be verified as current, the tool withholds it rather than showing stale information. Despite this, rules change and errors are possible; always confirm important decisions with the official source or a licensed professional.
Saving is optional. Save links expire after 7 days; your saved record is kept until you request deletion (see our Privacy Policy). Do not forward your personal save link; share the tool itself instead.
Do not use the service to scrape data, probe pricing at scale, misrepresent identity, or interfere with its operation.
Text messaging is governed by the SMS section of our Privacy Policy (frequency, STOP/HELP, rates disclosure). Consent to texts is never a condition of use.
We may update these terms; the "last updated" date reflects the current version.